Terms of Service

1. Who we are and what these terms cover

1.1 PowerHub is operated by PowerHub Inc., registered as EIN: 38-4357318, at 1111B S GOVENORS AVE STE 34162 DOVER, DE 19904-6903-117 ("PowerHub", "we", "us"). You can reach us at legal@powerhub.dev.

1.2 These terms are a contract between you and us. They apply every time you visit powerhub.dev, hold a PowerHub account, back a campaign, run a campaign, or send a request through our inference endpoint. If you do not accept them, do not use PowerHub.

1.3 Three other documents form part of these terms and are incorporated by reference: the Refund policy, the Privacy policy and the Third-party AI providers statement. Where a document is more specific than this one, the more specific document wins on that point.

1.4 Section 12 (Acceptable use) also binds anyone who uses a PowerHub API key, whether or not they hold a PowerHub account.

2. What PowerHub is, and what it is not

2.1 PowerHub is a funding platform for AI budgets. Backers contribute money towards a creator's cost of using AI models. We hold that money, and we buy AI access with it under our own accounts with AI providers. Creators receive access, never cash.

2.2 We are an intermediary, not a party to the deal between a backer and a creator. A campaign is the creator's project, described in the creator's words. Any expectation a backer forms about what a creator will build, ship, publish or deliver is between the backer and the creator. We do not join that agreement, we do not guarantee it, and we are not liable for a creator's failure to meet it.

2.3 We are not the provider of the AI models. The models reachable through PowerHub are operated by third parties. Who they are changes; the current list, with each company's terms, usage policy and privacy policy, is the generated table in section 2 of the Third-party AI providers statement. Section 9 and that statement set out what this means for you.

2.4 PowerHub is not a store. A pledge does not buy a product, a copy of a game, a licence, a subscription, or a place in a queue. What a pledge buys is one thing only: a contribution to the pool of money that becomes a creator's AI budget.

2.5 A pledge is not an investment, a loan, a security or a charitable donation. You receive no equity, no revenue share, no interest, no repayment right and no tax-deductible receipt from us. We are not a bank, a money transmitter, an escrow agent or a payment institution, and we do not transfer money to creators (section 8.3).

2.6 We decide which campaigns are published. A published campaign is not an endorsement, a recommendation, a due-diligence report, or a statement that the creator is able to do what the campaign describes. We review campaigns for our own rules, nothing more.

3. Your account

3.1 You must be at least 18 years old to hold a PowerHub account. Our AI providers impose that condition on everyone who reaches their APIs through us (see Third-party AI providers, section 3).

3.2 One person, one account. Do not create an account for someone else, do not sell or lend your account, and do not share your sign-in details. You are responsible for everything done under your account.

3.3 Give us an email address that reaches you. Confirmation, funding, key and refund notices go to it, and a notice we send there is treated as received.

3.4 Keep your password to yourself. If you enable two-factor authentication, keep your recovery method safe; we cannot recover a lost second factor for you beyond the standard reset path. Operator accounts must use two-factor authentication.

3.5 Sign-up, sign-in, password reset and our launch-interest form are protected by Cloudflare Turnstile. If you block it, those forms will not work.

3.6 Tell us at legal@powerhub.dev as soon as you think someone else has used your account.

4. Backer terms

4.1 What a pledge is. When you pledge, you contribute money towards the AI budget of the campaign you chose. Pledges are between $5 and $10,000 per pledge, in US dollars.

4.2 When you are charged. Card payments are taken immediately through Stripe Checkout, at the moment you pledge, not at the deadline. You may also pledge from your PowerHub wallet balance, which is debited at once.

4.3 Fixed rounds are all or nothing. A fixed round has a goal and a deadline. Your pledge counts towards the goal only if the payment was confirmed before the deadline. If the round reaches its goal, the round funds. If it does not, the round fails.

4.4 If the round funds. We keep a platform fee (section 7) and the rest becomes the campaign's AI budget. By default that budget is released in full to the campaign's inference balance at the moment the round funds, and from then on it is spent on AI requests as the creator makes them. A funded pledge is not refundable. See the Refund policy, section 4.

4.5 If the round fails. The full amount of every pledge in that round is returned to your PowerHub wallet automatically. From your wallet you can back another campaign, or ask us to send the money back to your card under the Refund policy, section 6.

4.6 Always-open campaigns. Some campaigns are approved by an operator to accept pledges without a goal or a deadline. There is nothing to succeed or fail: each pledge is split immediately, and the campaign's share reaches its inference balance at once. Those pledges are not refundable.

4.7 What we promise you, and what we do not. We promise that your money is held in our books, that a failed round returns it in full, that a funded budget is spent only on AI requests for the campaign you backed, and that no campaign is ever served more AI than it raised. We do not promise that a creator will finish anything, publish anything, reply to you, deliver a build, keep a schedule, or stay in contact.

4.8 Backer rewards. If a creator offers backers early access, a build link, credits or any other reward, that offer is the creator's, not ours. We host the link; we do not stand behind the promise.

4.9 Backer feedback. If you have a paid pledge on a campaign, you may be able to open a backer-only build and leave feedback on it. Your feedback is visible to you, to the campaign's creator and to our operators. Section 13.4 covers the licence you give us in it.

4.10 Leftover budget. If a campaign does not spend everything it raised, the unspent balance stays with that campaign for its later work. It is not paid out in cash to anyone. If backers ask, an operator may return an unspent balance to backers' wallets pro rata; that is a discretionary act, not a right you can enforce.

4.11 Pledge levels. Where a campaign lists pledge levels (section 5.8), you may choose one when you pledge. Your pledge must be at least that level's minimum amount, and a level with a limited number of spots can close before you pledge. What the creator delivers under a level (a link, a key or a note) appears on your pledge page; it is the creator's delivery, and section 4.8 is what we promise about it. A reward that is missing or late is not a reason for a refund under these terms. See the Refund policy, section 1.2.

4.12 Release. A creator may mark a campaign released once their work is out. Marking a campaign released does not change your pledge, your wallet balance, or any refund you are owed.

5. Creator terms

5.1 Your campaign is yours. You write it, you own what is in it, and you are responsible for it. It must be accurate, it must not mislead about who you are or what stage your project is at, and it must not promise anything you know you cannot do.

5.2 You receive access, not money. A funded round becomes an inference balance for your campaign. We issue you PowerHub API keys against that balance. We do not pay creators, we do not send bank transfers, and there is no way to convert a balance into cash: not on request, not on termination, not on any other event.

5.3 What you may spend it on. Requests made for the campaign that raised the money. Do not use a campaign's keys for unrelated work, for another campaign, for a client, or for anyone who is not working on this campaign. Do not publish a key, sell access to it, put it in a client-side application, or hand it to a third party.

5.4 Providers and models. You choose from the providers and models we list. You may request others at any time; we answer within 24 hours and we may decline. We do not guarantee that any provider or model is available, stays available, keeps its price, or keeps its behaviour (section 9).

5.5 Updates. Keep your backers informed. We may require an update before continuing to serve a campaign that has gone silent, and we may pause a campaign that appears abandoned.

5.6 Your obligations to backers. If you told backers you would do something, do it or tell them why you cannot. If you take a funded budget and abandon the project without explanation, we may publish that fact, refuse you further campaigns, and cooperate with backers who pursue you. We are not obliged to act, and our acting does not make us responsible for what you promised.

5.7 You are responsible for what you make. Section 6 sets this out in full and it is the most important section of these terms for a creator.

5.8 Listing a pledge level. You may list pledge levels: what a backer receives for pledging at or above a stated amount. Listing a level is your offer to backers, not ours (sections 2.2, 4.8). Every level you list must be:

• digital only: access, copies, keys, credits, recognition or participation; never a physical good, and never anything that needs shipping;
• something you can deliver yourself, with your own work;
• free of any financial return: no equity, no revenue share, no interest and no repayment;
• free of chance: no raffle, no lottery, no prize draw, nothing decided by a draw;
• free of anyone else's product: you may not resell what another party makes or sells.

5.9 An estimated delivery month you put on a level is an estimate, not a deadline we enforce; you must still deliver it or tell backers why you cannot (section 5.6). We may remove a level that breaks section 5.8, and, in line with section 5.6, we may refuse you further campaigns.

6. Outputs, games and assets: your work, your responsibility

6.1 Everything produced by a request you send through PowerHub (text, code, images, audio, video, model outputs of any kind) is generated by a third-party AI provider's model in response to your input. We do not write it, choose it, review it, moderate it, approve it or check it.

6.2 We are not accountable for anything you or your users create with AI access we funded or served. That includes, without limit: model outputs and anything derived from them; games, demos, builds and playable links; art, music, sound, characters, level data and other assets; source code and anything it does; text, documentation, marketing copy and community posts; and anything your own end users generate through a product you built with that access.

6.3 You are solely responsible for checking that what you generate is lawful, accurate, safe and yours to use, and for every consequence of publishing, shipping, selling or relying on it. AI models can produce output that is wrong, biased, offensive, insecure or similar to existing work. Treat every output as a draft you must verify.

6.4 If you build a product, game or service on AI access obtained through PowerHub, you are the provider of that product to your own users. You must have your own terms with them, you must handle their data yourself, and you must comply with any obligation the AI provider imposes on you as a deployer, including telling your users that they are interacting with AI where that is required. We are not a party to your relationship with your users, we have no contract with them, and we owe them nothing.

6.5 Claims about output ownership, copyright and licensing are governed by the terms of the provider whose model produced the output, not by us. We grant you no rights in any output, because we have none to grant.

6.6 Nothing in this section makes you less responsible for complying with section 12 (Acceptable use).

7. Fees

7.1 PowerHub keeps a platform fee out of every pledge that reaches a campaign. The default fee is 10% of the pledged amount. The fee that will apply is set on the round when we approve it, is shown to you before you pledge, and cannot change for that round afterwards.

7.2 For a fixed round the fee is taken when the round funds; nothing is taken from a round that fails. For an always-open round the fee is taken from each pledge as it settles.

7.3 AI requests are charged to a campaign's balance at the provider's published prices for the model used, computed per request from the tokens and other units the provider reports. We add no markup to that price. Where a provider's response does not let us determine the usage, the amount we reserved for the request is charged in full and the request is flagged for an operator.

7.4 Payment-processing fees charged by Stripe are ours, except where the Refund policy states that a card refund is paid net of the exact fee Stripe charged on that payment and did not return to us.

7.5 We may change our fees. A change never applies to a round that has already been approved.

8. Money, fraud and chargebacks

8.1 We record every movement of money as a double-entry ledger transfer. Your wallet balance, a round's escrow, a campaign's pool and a campaign's inference balance are accounts in that ledger, not separate bank accounts, and a balance is a claim on us, not a deposit.

8.2 A wallet balance is not electronic money. It bears no interest, it does not expire, it cannot be transferred to another user, and it can only be used to back a campaign or refunded under the Refund policy.

8.3 We do not move money to creators. No creator, at any point, receives a payment, a payout, a transfer or a withdrawal from us. This is a deliberate design choice and it is not subject to exceptions.

8.4 Fraud controls. Payments are screened by Stripe, and strong customer authentication is applied where the card issuer requires it. We may refuse a pledge, cancel a pledge, hold a wallet balance, freeze a campaign's inference balance, revoke keys or close an account where we reasonably suspect fraud, stolen card use, money laundering, sanctions exposure, coordinated self-funding, or abuse of these terms.

8.5 Chargebacks. If you dispute a payment with your bank, we will hold the related wallet balance until the dispute is resolved, and we may freeze the campaign's inference balance and revoke its keys while it is open. If a chargeback succeeds after a budget has already been spent on AI requests, we may recover the amount from any balance you hold with us and may close your account. Please write to legal@powerhub.dev before you open a dispute. A refund we can make ourselves is faster than one your bank makes for you.

8.6 We may ask you for information to satisfy our own legal obligations, including identity checks on a creator whose campaign raises a large sum. We may suspend a campaign until you provide it.

9. Third-party AI providers

9.1 The AI models you reach through PowerHub belong to third parties. Their terms, usage policies and prohibited-use policies apply to your use of them through us, and by sending a request you agree to those terms as they apply to that request.

9.2 We are not responsible for what a provider does. We make no promise that any provider or model will be available, will remain available, will keep its price, will keep its capabilities, or will answer a given request at all. A provider may deprecate a model, change its terms, raise its prices, add restrictions, refuse a request, rate-limit us, suspend our account or leave the market. None of that is a breach of these terms by us and none of it entitles you to a refund, a credit or compensation from us.

9.3 If a provider or model becomes unavailable, a remaining campaign balance is not lost and is not paid out in cash. The creator may request a different provider or model, and we will point the balance at what remains available if we can. That is the whole of the remedy.

9.4 The full statement, including what each provider requires of you, is in Third-party AI providers, which forms part of these terms.

10. The inference endpoint and API access

10.1 Keys. Each campaign's keys are issued by us, in the form ph_<environment>_<campaign>_<secret>. The campaign owner can copy a key again, rotate it, or revoke it. We can revoke a key at any time. Operators can revoke a key but cannot read one.

10.2 How a request is charged. Before a request is forwarded we reserve its worst-case cost from the campaign's balance; after the provider answers, we settle the actual cost. This is what makes it impossible for a campaign to be served more AI than it raised. If the balance cannot cover the reservation, the request is refused with HTTP 402 and nothing is charged.

10.3 Rate limits. Each campaign has a limit on requests in flight (64 by default) and on requests per minute (600 by default). Over either limit, requests are refused with HTTP 429 and a retry-after header. We may change a campaign's limits.

10.4 Freezes and pauses. An operator may freeze a campaign's endpoint, which stops it serving immediately. An operator may also pause a provider or a single model for everyone, for example during a provider incident, a price change we have not verified, or a suspected abuse. A freeze or a pause does not consume the balance.

10.5 What we forward and what we keep. We forward your request to the provider byte for byte and stream the answer back to you. We do not store the content of your requests or of the answers. We do store, for each request: the time, the provider, the model, the endpoint, the key id, the number of input, cached and output tokens, the amount reserved, the amount charged, and an error message if the request failed. The Privacy policy, section 5, is the authoritative statement of this.

10.6 Availability. The endpoint is offered on an "as available" basis. We publish availability figures at /status; those are measurements, not a service-level commitment, and we give no uptime guarantee.

10.7 You must not attempt to circumvent the reservation mechanism, the rate limits, a freeze or a pause; probe our infrastructure; or use the endpoint to resell AI access to anyone.

11. Fair use of the platform

11.1 Do not scrape, crawl at volume, load-test, or automate PowerHub's web pages beyond ordinary browsing. Our API keys are the supported way to use us programmatically.

11.2 Do not attempt to gain access to another user's account, another campaign's balance, our operator console, or any data our access rules do not give you.

11.3 Do not use PowerHub to funnel money to yourself. Backing your own campaign to inflate its progress, or arranging for others to do so, is a breach of these terms and grounds for closing your account and forfeiting the fee.

12. Acceptable use

12.1 This section applies to your campaign, your account, everything you publish on PowerHub, and every request you send through our endpoint.

12.2 You must not use PowerHub or the AI access it provides to:

• break any law that applies to you, or help anyone else break one;
• produce or distribute child sexual abuse material, or any sexual content involving minors, in any form;
• generate non-consensual sexual imagery, or sexual content depicting a real identifiable person without their consent;
• harass, threaten, stalk, defame, or incite violence or hatred against a person or a group;
• create or improve weapons, including chemical, biological, radiological, nuclear or high-yield explosive capability;
• attack, compromise or disrupt computer systems, networks or critical infrastructure, including writing malware, ransomware or exploit code for use against systems you do not own;
• impersonate a person, a company or a public authority, or produce forged documents, identities, credentials or records;
• run fraud, phishing, spam, payment fraud, deceptive advertising, fake reviews, or a scheme that promises easy returns;
• generate political disinformation, or content intended to interfere with an election or a democratic process;
• carry out surveillance, biometric identification, social scoring or predictive policing;
• give medical, legal, financial or psychological advice to other people as if it came from a qualified professional, without a qualified professional reviewing it and without telling the recipient that AI produced it;
• operate a chatbot or agent facing other people without telling them that they are talking to AI, where the provider's policy or the law requires that disclosure;
• infringe someone else's copyright, trademark, patent, trade secret or privacy, or upload material you do not have the right to upload;
• process another person's personal data through the endpoint without a lawful basis for doing so;
• resell, sublicense, share or transfer API access obtained through PowerHub, or use it to build a service that competes with the providers' own APIs.

12.3 The AI providers' own policies apply on top of this list and are stricter in places. Where they conflict, the stricter rule applies. The current policies are linked in the table in Third-party AI providers, section 2.

12.4 We may investigate a suspected breach using the request metadata we hold (section 10.5), the content you published on PowerHub, and anything a provider reports to us. We do not read your prompts, because we do not have them.

12.5 On a breach we may, without notice and at our discretion: remove content, freeze a campaign's endpoint, revoke keys, suspend or close accounts, withhold an unreleased balance, refuse future campaigns, and report the matter to a provider or to a law-enforcement authority. Where a breach is capable of being fixed and the risk allows it, we will say what is wrong and give you a chance to fix it first.

13. Content and intellectual property

13.1 You keep what is yours. Creators keep all rights in their campaign text, images, video, builds and everything else they upload. Backers keep all rights in what they write.

13.2 The licence you give us. So that we can run PowerHub, you grant us a worldwide, non-exclusive, royalty-free licence to host, store, reproduce, adapt for display, and publicly display the content you post on PowerHub, for as long as it is on PowerHub and for a reasonable period afterwards in our records and backups. We may also use a campaign's title, summary and cover image to promote PowerHub itself. The licence ends when you remove the content, except for copies we must keep by law or in backups.

13.3 You confirm that you have the rights you need for everything you upload, including for any AI-generated material in a campaign, and that publishing it on PowerHub infringes nobody.

13.4 Feedback. Feedback you send us about PowerHub, and feedback you leave on a backer-only build, is given to us and to the campaign's creator freely: we and the creator may use it, act on it and quote it, without payment and without obligation. Do not send us anything confidential as feedback.

13.5 Ours. The PowerHub name, wordmark, site design, software and documentation are ours. These terms grant you no right to use them beyond using the service as it is offered.

14. Copyright complaints

14.1 If you believe material on PowerHub infringes your copyright, write to legal@powerhub.dev with: your contact details; identification of the work; the URL of the material; a statement that you believe in good faith that the use is not authorised; a statement that the information is accurate and that you are the rights owner or authorised to act for them; and your signature (an electronic signature is fine).

14.2 We remove material that is the subject of a valid notice, and we tell the person who posted it. They may send a counter-notice with the same details plus a statement, under penalty of perjury, that the material was removed by mistake or misidentification, and consent to jurisdiction. If we receive a valid counter-notice we may restore the material.

14.3 We close the accounts of users who repeatedly infringe.

14.4 Trademark, privacy and defamation complaints go to the same address.

15. Suspension, termination and what survives

15.1 You may close your account at any time by writing to legal@powerhub.dev. Closing an account does not refund a funded pledge, and does not convert a campaign balance into cash.

15.2 We may suspend, restrict or terminate your access at any time, with or without notice and with or without cause. That includes suspending an account, closing an account, removing a campaign, freezing a campaign's inference balance, revoking keys, withdrawing a provider or a model, and refusing to serve a particular request. We will normally tell you why, and where a problem can be fixed we will normally give you the chance to fix it. Neither is a condition of our right to act, and neither creates a liability if we do not.

15.3 We may modify, suspend or discontinue PowerHub, or any part of it, at any time, with or without notice. That includes features, campaign categories, providers, models, endpoints, limits and the service as a whole. We are not liable to you or to anyone else for any modification, suspension or discontinuation.

15.4 On termination: your keys stop working; the campaign's endpoint stops serving; a remaining balance stays in our books and is not paid out in cash. Where you have not breached these terms and a round has failed, the Refund policy still applies to your wallet balance.

15.5 If we discontinue PowerHub entirely we will, so far as it is practical to do so, give reasonable notice, stop accepting pledges first, and return the wallet balances of backers whose rounds have not funded. Funded budgets that have already been spent at a provider cannot be returned. Nothing in this paragraph limits section 15.3.

15.6 Sections 2, 6, 7.3, 8, 9, 12, 13, 14, 16, 17, 18 and 19 survive termination.

16. Disclaimers

16.1 PowerHub is provided "as is" and "as available". To the fullest extent the law allows, we disclaim all warranties, express or implied, including merchantability, fitness for a particular purpose, non-infringement, accuracy, and any warranty arising from a course of dealing or usage of trade.

16.2 We do not warrant that PowerHub will be uninterrupted, secure, error-free, or free of harmful components; that any provider or model will be available or fit for your purpose; that any output is accurate, lawful, original or safe to use; or that any campaign will be completed.

16.3 We do not warrant, and we make no representation about, any AI provider's data handling, retention, training practices, security, availability or intellectual-property position.

16.4 Nothing here excludes a liability that cannot lawfully be excluded, including, in some countries, statutory consumer rights, liability for death or personal injury caused by negligence, and liability for fraud.

17. Limitation of liability

17.1 To the fullest extent the law allows, we are not liable for indirect, incidental, special, consequential, exemplary or punitive damages, nor for lost profits, lost revenue, lost data, lost goodwill, business interruption, or the cost of substitute services, however caused and on any theory of liability.

17.2 Our total liability to you, for all claims taken together, is capped at the greater of (a) US$100 and (b) the total platform fees we actually earned on your pledges or on your campaign in the twelve months before the event that gave rise to the claim.

17.3 Without limiting sections 16 and 17.1, we are specifically not liable for:

• anything a creator does, fails to do, promises, or delivers late or not at all;
• anything a backer does;
• anything generated with AI access we funded or served (output, games, builds, assets, code or any other content), whether created by a creator, by a creator's collaborators, or by a creator's own end users;
• any act or omission of an AI provider, including unavailability, degradation, deprecation, price changes, policy changes, refusal of a request, suspension or termination;
• any act or omission of Stripe, Supabase, Cloudflare, Resend or another service we depend on;
• loss caused by a key you exposed, shared or failed to rotate;
• loss caused by your failure to keep your account secure.

17.4 The cap and the exclusions apply even if a remedy fails of its essential purpose, and they reflect the allocation of risk in an arrangement where our fee is a small percentage of a pledge.

18. Indemnity

18.1 You will defend, indemnify and hold harmless PowerHub, its owners, officers and staff against any claim, demand, loss, liability, fine or expense (including reasonable legal fees) arising out of or relating to: your use of PowerHub; your campaign and anything you promised in it; anything you or your end users generated, published, shipped or sold using AI access obtained through PowerHub; your breach of these terms or of an AI provider's terms or policies; your infringement of anyone's rights; and any dispute between you and another user.

18.2 We will tell you about a claim we want covered, and you may control its defence provided you do not settle it in a way that admits our fault or binds us without our written consent.

19. Changes, law and disputes

19.1 Changes. We may change these terms. The version and effective date are at the top of this page. For a change that materially reduces your rights we will give at least 30 days' notice by email or in the app before it takes effect, and it will not apply to a round that has already been approved. Continuing to use PowerHub after a change takes effect means you accept it. If you do not accept it, stop using PowerHub and, where a round has not funded, ask for your wallet balance back.

19.2 Notices. We write to the email address on your account. You write to legal@powerhub.dev.

19.3 Governing law. These terms, and any dispute arising out of them or out of your use of PowerHub, are governed by the law of State of Delaware, USA, without regard to its conflict-of-laws rules.

19.4 Where a dispute is heard. The courts of State of Delaware, USA have exclusive jurisdiction, and you and we submit to them. If you are a consumer resident in the European Union or the United Kingdom, this does not deprive you of the protection of the mandatory law of your country of residence, or of your right to bring proceedings in your local courts.

19.5 Talk to us first. Before starting proceedings, write to legal@powerhub.dev describing the problem and what you want. Most things are settled that way, and we will respond within 30 days.

19.6 No class actions where the law allows us to say so. To the extent permitted, claims must be brought individually and not as a plaintiff or class member in any purported class or representative proceeding.

19.7 Assignment. You may not transfer these terms. We may transfer them to a successor in connection with a merger, acquisition or sale of assets, on notice to you.

19.8 Severability and waiver. If a provision is unenforceable, it is limited or removed to the minimum extent necessary and the rest stands. Not enforcing a provision is not a waiver of it.

19.9 Entire agreement. These terms, with the Refund policy, the Privacy policy and the Third-party AI providers statement, are the whole agreement between you and us about PowerHub, and replace anything said before.

20. Contact

20.1 Write to legal@powerhub.dev. That address reaches us for legal, privacy, copyright, refund and abuse matters, and it is the address we answer from.

20.2 Postal address: PowerHub Inc., 1111B S GOVENORS AVE STE 34162 DOVER, DE 19904-6903-117.